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Effective: 1 June 2022


Please read these Terms and Conditions (“Terms”) carefully before enrolling for any third-party offer. These terms tell you who we are, how we will provide a service to you, how you and we may change or end the contract, what to do if there is a problem and other important information. If you think that there is a mistake in these terms, please contact us. We may make changes to these terms from time to time.

  1. Information about us
    1. This Site is operated by DMGK Limited, a company registered in England under company number 12867899 with a registered office at Northcliffe House, 2 Derry Street, London W8 5TT (“we”, “us”, “our”). Our VAT number is GB 2433571174.
    2. You can contact us here.
  2. Specifications and Changes
    1.  We may change the Subscriptions or the App: (i) to reflect changes in relevant laws and regulatory requirements; and (ii) to implement minor technical adjustments and improvements, for example to address a security threat. These changes will not affect your use of the product.
    2. We may update or require you to update, as applicable, digital content in the App, provided that the digital content shall always match the description that we provided to you before you bought it.
  3.  Data Protection and Privacy
    1. Please see our Privacy and Cookies Policy for information about how we process your personal information (available here).
  4. Our Liability
    1.  We are responsible to you for foreseeable loss and damage caused by us. If we fail to comply with these terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking this contract or our failing to use reasonable care and skill, but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during the sales process.
    2.  We are not responsible if you cannot use the Subscription or App properly or at all because of any event outside our control (e.g. the performance of your or our internet service provider, your browser or the internet).
    3.  The App relies in part on software to work. Software has bugs. Whilst we monitor our services and try to fix bugs promptly, we do not guarantee that the App will be error free, available all the time and/or free from viruses. 
    4.  If defective digital content or the App which we have supplied damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill we will either repair the damage or pay you compensation. However, we will not be liable (i) for damage which you could have avoided by following our advice to apply an update offered to you free of charge or (ii) for any damage which was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.
    5.  We are not liable for business losses. We only supply the Subscriptions for domestic and private use. If you use the Subscription for any commercial, business or re-sale purpose we will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
    6.  Nothing in these Terms affects any liability which we may have for death or personal injury arising from our negligence, fraud or any other liability which cannot be excluded or limited by law. The material contained on the App and the Site is for information purposes only and does not constitute advice.  You should carry out your own check in respect of any information on the App and the Site and use your own judgment before doing or not doing anything on the basis of what you see. The materials on the App and the Site are provided “as is” and we give no warranties of any kind in relation to the materials on the App and the Site.
    7.  We are not liable or responsible for the third-party content on the App or via a digital and/or printed edition which you receive under Subscription. Third party content includes, for example, comments posted by other users and display advertising. Where the Subscription contains links to other sites and resources which are provided by third parties, these links and resources are provided for your information only and you access them at your own risk. We are not liable or responsible for the content of third-party sites or resources.

  5. Intellectual Property and Permitted Use
    1. We are the owner or licensee of all intellectual property rights in the Subscription, the Site and the material published on them. Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.
    2.  You may print and download extracts from the Subscription for personal non-commercial use on the following basis:
      1. no documents or related graphics are modified in any way;
      2. no graphics are used separately from accompanying text; and
      3. no copyright and trade mark notices are removed.
      4. You agree not to use the Subscription for commercial purposes without obtaining our prior written agreement; and shall not copy, reproduce, distribute, republish, download, display, post or transmit in any form or by any means any content of the Subscription except as permitted above.

  6. Validity of these Terms
    1. If any part or provision of these Terms is found to be unlawful or unenforceable, this shall not affect the validity of any other part or provision.

  7. Applicable Law and Jurisdiction
    1. These Terms are governed by English law. The English courts shall have exclusive jurisdiction over any claim brought by you arising from, or related to, use of the App, the Site and these Terms.